This instructional segment underscores the increasing autonomy bestowed upon insurance adjusters, exemplified through a solo exploration of the scenario-based claim known as “Chipmunk Buttercup.” This exercise challenges participants to navigate the entire process independently, testing their proficiency without external assistance. Subsequently, the following lesson will provide a comprehensive breakdown of the step-by-step procedures employed by our team in addressing the scenario. Emphasizing the subjective nature of decision-making, the course delves into the intricacies of line-item selection in the estimate, shaped by our team’s perception of the scenario. It is essential to recognize the unique yet analogous nature of each claim and acknowledge that estimation is primarily subjective, reliant on field experience.